Student loan refinancing is a great idea — except when it's not
As it stands, federal student loan borrowers can consolidate their loans but can't refinance to lower interest rates available today as one would with a mortgage. A consolidation only averages the rates of your current loans to come up with your new rate.
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Citizens Bank: Student Loan Refinancing From a Traditional Lender
While giants like Wells Fargo and Navy Federal Credit Union offer student loan refinancing, a regional bank headquartered in Providence, Rhode Island, has taken a lead position among its peers. Citizens Bank serves traditional banking customers in 11 …
Read more on NerdWallet (blog)